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IRR – The Finite Comparison Test

IRR is short for Internal Rate of Return.  It can be used as a measure of either the death benefit or cash value of a life insurance policy.  Since the principal purpose of a life insurance policy is...

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The Meaning of Renewable and Convertible

Term insurance may be referred to as “Renewable” and “Convertible.”  What do these terms mean? Renewable Level Term Insurance has a Level Death Benefit and a Level Premium, but the premium is only...

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